:root {
--uc-blue:        #1a4a8a;
--uc-blue-dk:     #163d73;
--uc-blue-lt:     #eef3fb;
--uc-red:         #e8433a;
--uc-green:       #1e8a4a;
--uc-amber:       #c47a00;
--uc-bg:          #f7f9fc;
--uc-white:       #ffffff;
--uc-border:      #d8e0ec;
--uc-text:        #1a1f2e;
--uc-muted:       #6b7280;
--uc-radius:      10px;
--uc-shadow:      0 2px 20px rgba(26,74,138,.10);
--uc-tap:         48px; } .ukcalc-card *, .ukcalc-suite * { box-sizing: border-box; } .ukcalc-card {
background: var(--uc-white);
border: 1px solid var(--uc-border);
border-radius: var(--uc-radius);
padding: 16px;
width: 100%;
max-width: 700px;
margin: 12px auto;
box-shadow: var(--uc-shadow);
font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif; font-size: 16px;
line-height: 1.5;
color: var(--uc-text);
}
@media (min-width: 420px)  { .ukcalc-card { padding: 18px 20px; } }
@media (min-width: 560px)  { .ukcalc-card { padding: 22px 26px; } }
@media (min-width: 768px)  { .ukcalc-card { padding: 28px 32px; margin: 20px auto; } } .ukcalc-title {
font-size: 1.1rem;
font-weight: 700;
color: var(--uc-blue);
margin: 0 0 6px;
line-height: 1.3;
}
@media (min-width: 420px) { .ukcalc-title { font-size: 1.2rem; } }
@media (min-width: 768px) { .ukcalc-title { font-size: 1.35rem; } }
.ukcalc-desc {
font-size: .875rem;
color: var(--uc-muted);
margin: 0 0 16px;
line-height: 1.5;
} .ukcalc-body .ukcalc-row,
.ukcalc-step-panel .ukcalc-row,
.ukcalc-lead-form .ukcalc-row,
.ukcalc-field-row {
display: flex;
flex-direction: column;
gap: 5px;
margin-bottom: 13px;
width: 100%;
} .ukcalc-body .ukcalc-row > label:first-child,
.ukcalc-step-panel .ukcalc-row > label:first-child,
.ukcalc-lead-form .ukcalc-row > label:first-child,
.ukcalc-field-label {
font-size: .875rem;
font-weight: 600;
color: var(--uc-text);
line-height: 1.4;
flex-shrink: 0;
} .ukcalc-field-note {
display: block;
font-size: .75rem;
font-weight: 400;
color: var(--uc-muted);
margin-top: 2px;
}
@media (min-width: 560px) {
.ukcalc-body .ukcalc-row,
.ukcalc-step-panel .ukcalc-row,
.ukcalc-lead-form .ukcalc-row,
.ukcalc-field-row {
flex-direction: row;
align-items: center;
gap: 12px;
}
.ukcalc-body .ukcalc-row > label:first-child,
.ukcalc-step-panel .ukcalc-row > label:first-child,
.ukcalc-lead-form .ukcalc-row > label:first-child,
.ukcalc-field-label {
min-width: 220px;
max-width: 220px;
} .ukcalc-field-row { align-items: flex-start; }
.ukcalc-field-row .ukcalc-input-group,
.ukcalc-field-row .ukcalc-select,
.ukcalc-field-row input { align-self: flex-start; }
} .ukcalc-toggle-row {
display: flex;
align-items: center;
gap: 12px;
margin-bottom: 13px;
flex-wrap: wrap;
}
.ukcalc-toggle-row .ukcalc-field-label {
flex: 1;
min-width: 160px;
font-size: .875rem;
font-weight: 600;
color: var(--uc-text);
}
.ukcalc-toggle-hint {
font-size: .8rem;
color: var(--uc-muted);
font-weight: 500;
min-width: 24px;
} .ukcalc-sub-section {
background: #f0f4fb;
border: 1px solid #c6d6ee;
border-radius: 8px;
padding: 12px 14px;
margin-bottom: 14px;
}
@media (min-width: 420px) { .ukcalc-sub-section { padding: 14px 16px; } } .ukcalc-card input[type="number"],
.ukcalc-card input[type="text"],
.ukcalc-card input[type="email"],
.ukcalc-card input[type="tel"],
.ukcalc-card select,
.ukcalc-select,
.ukcalc-input {
width: 100%;
min-height: var(--uc-tap);
padding: 10px 12px;
border: 1.5px solid var(--uc-border);
border-radius: 6px;
font-size: 16px; font-family: inherit;
color: var(--uc-text);
background: var(--uc-bg);
transition: border-color .2s, box-shadow .2s;
min-width: 0;
flex: 1;
-webkit-appearance: auto;
appearance: auto;
}
.ukcalc-card input:focus,
.ukcalc-card select:focus {
outline: none;
border-color: var(--uc-blue);
background: var(--uc-white);
box-shadow: 0 0 0 3px rgba(26,74,138,.13);
} .ukcalc-input-group {
display: flex;
align-items: stretch;
width: 100%;
flex: 1;
border: 1.5px solid var(--uc-border);
border-radius: 6px;
overflow: hidden;
background: var(--uc-bg);
min-height: var(--uc-tap);
}
.ukcalc-input-group:focus-within {
border-color: var(--uc-blue);
background: var(--uc-white);
box-shadow: 0 0 0 3px rgba(26,74,138,.13);
}
.ukcalc-prefix {
display: flex;
align-items: center;
padding: 0 12px;
background: #e8ecf5;
font-weight: 700;
font-size: 1rem;
color: var(--uc-blue);
white-space: nowrap;
flex-shrink: 0;
user-select: none;
}
.ukcalc-input-group input,
.ukcalc-input-group select {
border: none !important;
border-radius: 0 !important;
background: transparent !important;
box-shadow: none !important;
padding: 0 12px;
min-height: var(--uc-tap);
font-size: 16px;
width: 100%;
flex: 1;
} .ukcalc-toggle {
position: relative;
display: inline-block;
width: 52px;
height: 28px;
flex-shrink: 0;
}
.ukcalc-toggle input {
opacity: 0;
width: 0;
height: 0;
position: absolute;
}
.ukcalc-slider {
position: absolute;
inset: 0;
background: #cbd5e1;
border-radius: 28px;
cursor: pointer;
transition: background .2s;
}
.ukcalc-slider::before {
content: '';
position: absolute;
width: 22px;
height: 22px;
left: 3px;
top: 3px;
background: var(--uc-white);
border-radius: 50%;
transition: transform .22s;
box-shadow: 0 1px 4px rgba(0,0,0,.18);
}
.ukcalc-toggle input:checked + .ukcalc-slider           { background: var(--uc-blue); }
.ukcalc-toggle input:checked + .ukcalc-slider::before  { transform: translateX(24px); }
.ukcalc-toggle input:focus-visible + .ukcalc-slider    { box-shadow: 0 0 0 3px rgba(26,74,138,.25); } .ukcalc-btn {
display: inline-flex;
align-items: center;
justify-content: center;
gap: 6px;
padding: 0 22px;
height: var(--uc-tap);
min-width: 130px;
background: var(--uc-blue);
color: var(--uc-white);
border: 2px solid var(--uc-blue);
border-radius: 7px;
font-size: .95rem;
font-weight: 600;
font-family: inherit;
cursor: pointer;
transition: background .2s, transform .1s, box-shadow .2s;
white-space: nowrap;
text-decoration: none;
margin-top: 8px;
}
.ukcalc-btn:hover  { background: var(--uc-blue-dk); border-color: var(--uc-blue-dk); box-shadow: 0 2px 8px rgba(26,74,138,.2); }
.ukcalc-btn:active { transform: scale(.97); }
.ukcalc-btn-outline {
background: transparent;
color: var(--uc-blue);
}
.ukcalc-btn-outline:hover { background: var(--uc-blue-lt); }
.ukcalc-btn-row {
display: flex;
flex-wrap: wrap;
gap: 10px;
margin-top: 18px;
align-items: center;
} @media (max-width: 419px) {
.ukcalc-btn     { width: 100%; min-width: unset; }
.ukcalc-btn-row { flex-direction: column; }
} .ukcalc-lead-form {
background: var(--uc-blue-lt);
border: 1px solid #c6d6ee;
border-radius: 8px;
padding: 14px;
margin: 16px 0 10px;
}
@media (min-width: 420px) { .ukcalc-lead-form { padding: 16px 18px; } }
.ukcalc-lead-note {
font-size: .875rem;
font-weight: 600;
color: var(--uc-blue);
margin: 0 0 12px;
line-height: 1.4;
} .ukcalc-result {
margin-top: 20px;
border-top: 2px solid var(--uc-border);
padding-top: 18px;
animation: ucFadeIn .3s ease;
}
@keyframes ucFadeIn {
from { opacity: 0; transform: translateY(8px); }
to   { opacity: 1; transform: translateY(0); }
} .ukcalc-output-table {
width: 100%;
border-collapse: collapse;
font-size: .875rem;
}
.ukcalc-output-table th {
text-align: left;
width: 55%;
padding: 8px 10px;
font-weight: 500;
color: var(--uc-muted);
border-bottom: 1px solid #edf1f7;
line-height: 1.4;
vertical-align: top;
}
.ukcalc-output-table td {
padding: 8px 10px;
text-align: right;
border-bottom: 1px solid #edf1f7;
font-weight: 600;
vertical-align: top;
word-break: break-word;
} @media (max-width: 380px) {
.ukcalc-output-table,
.ukcalc-output-table tbody,
.ukcalc-output-table tr,
.ukcalc-output-table th,
.ukcalc-output-table td { display: block; width: 100%; }
.ukcalc-output-table th { text-align: left; border-bottom: none; padding-bottom: 2px; font-size: .78rem; }
.ukcalc-output-table td { text-align: left; padding-top: 1px; font-size: .9rem; }
.ukcalc-output-table tr { border-bottom: 1px solid #edf1f7; padding: 5px 0; }
}
.ukcalc-section-row td {
display: table-cell !important;
width: 100% !important;
text-align: left !important;
background: #f0f4fb;
color: var(--uc-blue);
font-weight: 700 !important;
font-size: .73rem;
text-transform: uppercase;
letter-spacing: .06em;
padding: 8px 10px 4px;
border-bottom: none;
}
.ukcalc-highlight td { color: var(--uc-green); font-size: 1rem; }
.ukcalc-deduction td { color: var(--uc-red); } .ukcalc-badge { display: inline-block; padding: 3px 10px; border-radius: 20px; font-size: .8rem; font-weight: 700; }
.ukcalc-badge-green { background: #dcfce7; color: #166534; }
.ukcalc-badge-amber { background: #fef9c3; color: #713f12; }
.ukcalc-badge-red   { background: #fee2e2; color: #7f1d1d; } .ukcalc-error {
background: #fff1f2;
border: 1px solid #fecdd3;
border-radius: 6px;
padding: 12px 14px;
color: #9f1239;
font-size: .875rem;
line-height: 1.5;
}
.ukcalc-hint { font-size: .75rem; color: var(--uc-muted); line-height: 1.3; } .ukcalc-suite { width: 100%; max-width: 860px; margin: 0 auto; }
.ukcalc-suite-nav {
display: flex;
flex-wrap: wrap;
gap: 6px;
margin-bottom: 14px;
padding: 0 2px;
}
.ukcalc-nav-btn {
display: inline-flex;
align-items: center;
padding: 7px 12px;
min-height: 36px;
background: #e8ecf5;
border: 1.5px solid var(--uc-border);
border-radius: 20px;
font-size: .78rem;
font-weight: 600;
cursor: pointer;
color: var(--uc-blue);
white-space: nowrap;
transition: background .15s;
font-family: inherit;
}
.ukcalc-nav-btn:hover  { background: #d0daf0; }
.ukcalc-nav-btn.active { background: var(--uc-blue); color: var(--uc-white); border-color: var(--uc-blue); }
.ukcalc-panel .ukcalc-card { margin: 0; } .ukcalc-steps {
display: flex;
margin-bottom: 18px;
border-radius: 8px;
overflow: hidden;
border: 1px solid var(--uc-border);
}
.ukcalc-step {
flex: 1;
padding: 9px 4px;
text-align: center;
font-size: .68rem;
font-weight: 600;
color: var(--uc-muted);
background: #f1f5fb;
border-right: 1px solid var(--uc-border);
display: flex;
align-items: center;
justify-content: center;
gap: 4px;
cursor: default;
transition: background .2s, color .2s;
}
.ukcalc-step:last-child { border-right: none; } .ukcalc-step > span:first-child {
display: inline-flex;
align-items: center;
justify-content: center;
width: 20px;
height: 20px;
border-radius: 50%;
background: #cbd5e1;
color: var(--uc-white);
font-size: .68rem;
flex-shrink: 0;
} .ukcalc-step-label { white-space: nowrap; } @media (max-width: 400px) {
.ukcalc-step-label { display: none; }
.ukcalc-step { padding: 10px 4px; font-size: 0; }
}
@media (min-width: 420px) {
.ukcalc-step { font-size: .72rem; gap: 5px; }
}
@media (min-width: 560px) {
.ukcalc-step { font-size: .78rem; padding: 9px 8px; gap: 6px; }
}
.ukcalc-step.active                     { background: var(--uc-blue); color: var(--uc-white); }
.ukcalc-step.active > span:first-child  { background: rgba(255,255,255,.25); }
.ukcalc-step.complete                   { background: #dcfce7; color: #166534; }
.ukcalc-step.complete > span:first-child { background: #16a34a; color: var(--uc-white); font-size: 0; }
.ukcalc-step.complete > span:first-child::after { content: '✓'; font-size: .72rem; } .ukcalc-step-panel h3 {
font-size: .95rem;
font-weight: 700;
color: var(--uc-blue);
margin: 0 0 14px;
padding-bottom: 8px;
border-bottom: 1px solid var(--uc-border);
}
@media (min-width: 560px) { .ukcalc-step-panel h3 { font-size: 1.05rem; } } .ukcalc-benefits-total {
background: linear-gradient(135deg, var(--uc-blue) 0%, #2563ab 100%);
color: var(--uc-white);
border-radius: 10px;
padding: 18px 16px;
text-align: center;
margin-bottom: 16px;
}
@media (min-width: 420px) { .ukcalc-benefits-total { padding: 22px 24px; } }
.ukcalc-benefits-total-label  { font-size: .75rem; text-transform: uppercase; letter-spacing: .08em; opacity: .85; margin-bottom: 6px; }
.ukcalc-benefits-total-amount { font-size: 2rem; font-weight: 800; line-height: 1; }
@media (min-width: 420px)      { .ukcalc-benefits-total-amount { font-size: 2.5rem; } }
.ukcalc-benefits-total-amount span { font-size: .9rem; font-weight: 400; opacity: .8; }
.ukcalc-benefits-total-year   { font-size: .85rem; opacity: .75; margin-top: 5px; }
.ukcalc-benefits-cards { display: flex; flex-direction: column; gap: 10px; margin-bottom: 16px; }
.ukcalc-benefit-card {
border: 1px solid var(--uc-border);
border-radius: 8px;
overflow: hidden;
}
.ukcalc-benefit-card.ukcalc-benefit-zero { opacity: .7; }
.ukcalc-benefit-card.ukcalc-benefit-hint {
background: #f0fdf4;
border-color: #bbf7d0;
padding: 12px 14px;
}
.ukcalc-benefit-hint .ukcalc-benefit-name { font-weight: 700; color: #166534; font-size: .875rem; }
.ukcalc-benefit-hint .ukcalc-benefit-note { font-size: .82rem; color: #166534; margin-top: 3px; }
.ukcalc-benefit-header {
display: flex;
justify-content: space-between;
align-items: flex-start;
flex-wrap: wrap;
gap: 4px;
padding: 11px 14px;
background: #f7f9fc;
border-bottom: 1px solid var(--uc-border);
}
@media (min-width: 420px) {
.ukcalc-benefit-header { align-items: center; flex-wrap: nowrap; gap: 12px; }
}
.ukcalc-benefit-name   { font-weight: 700; font-size: .875rem; color: var(--uc-text); }
.ukcalc-benefit-amount { font-size: 1.1rem; font-weight: 800; color: var(--uc-green); white-space: nowrap; }
.ukcalc-benefit-amount span { font-size: .73rem; font-weight: 400; color: var(--uc-muted); }
.ukcalc-none { color: var(--uc-muted); font-size: .82rem; font-weight: 400; }
.ukcalc-benefit-card .ukcalc-output-table { margin: 0; }
.ukcalc-benefit-card .ukcalc-output-table th,
.ukcalc-benefit-card .ukcalc-output-table td { padding: 7px 14px; }
.ukcalc-benefit-note {
padding: 8px 14px;
font-size: .78rem;
color: var(--uc-amber);
background: #fffbeb;
border-top: 1px solid #fde68a;
line-height: 1.5;
}
.ukcalc-benefits-next {
background: var(--uc-blue-lt);
border: 1px solid #bfdbfe;
border-radius: 8px;
padding: 14px 16px;
margin-top: 16px;
}
.ukcalc-benefits-next h4 { margin: 0 0 8px; font-size: .875rem; color: var(--uc-blue); }
.ukcalc-benefits-next ul  { margin: 0; padding-left: 18px; font-size: .84rem; }
.ukcalc-benefits-next li  { margin: 5px 0; line-height: 1.4; }
.ukcalc-benefits-next a   { color: var(--uc-blue); } .ukcalc-disclaimer {
font-size: .75rem;
color: var(--uc-muted);
margin-top: 14px;
padding-top: 12px;
border-top: 1px solid var(--uc-border);
line-height: 1.5;
} .ukcalc-compare-grid {
display: flex;
flex-direction: column;
gap: 16px;
margin-bottom: 4px;
}
@media (min-width: 640px) {
.ukcalc-compare-grid {
flex-direction: row;
gap: 20px;
}
.ukcalc-compare-col { flex: 1; }
}
.ukcalc-compare-heading {
font-size: .9rem;
font-weight: 700;
color: var(--uc-blue);
margin: 0 0 12px;
padding: 8px 12px;
background: var(--uc-blue-lt);
border-radius: 6px;
border-left: 3px solid var(--uc-blue);
} .ukcalc-section-divider {
font-size: .75rem;
font-weight: 700;
text-transform: uppercase;
letter-spacing: .06em;
color: var(--uc-blue);
background: var(--uc-blue-lt);
border-radius: 5px;
padding: 6px 10px;
margin: 14px 0 10px;
}  .ukcalc-elig-banner {
border-radius: 10px;
padding: 18px 16px;
text-align: center;
margin-bottom: 16px;
}
@media (min-width: 420px) { .ukcalc-elig-banner { padding: 22px 24px; } }
.ukcalc-elig-label  { font-size: .75rem; text-transform: uppercase; letter-spacing: .08em; opacity: .85; margin-bottom: 6px; }
.ukcalc-elig-verdict { font-size: 1.8rem; font-weight: 800; line-height: 1.1; }
@media (min-width: 420px) { .ukcalc-elig-verdict { font-size: 2.2rem; } }
.ukcalc-elig-sub     { font-size: .9rem; margin-top: 4px; opacity: .85; }
.ukcalc-elig-excellent { background: linear-gradient(135deg, #166534 0%, #16a34a 100%); color: #fff; }
.ukcalc-elig-good      { background: linear-gradient(135deg, #1a4a8a 0%, #2563ab 100%); color: #fff; }
.ukcalc-elig-fair      { background: linear-gradient(135deg, #92400e 0%, #d97706 100%); color: #fff; }
.ukcalc-elig-poor      { background: linear-gradient(135deg, #9f1239 0%, #dc2626 100%); color: #fff; }
.ukcalc-elig-verypoor  { background: linear-gradient(135deg, #4b1c1c 0%, #7f1d1d 100%); color: #fff; } .ukcalc-elig-loan-summary {
display: grid;
grid-template-columns: repeat(2, 1fr);
gap: 8px;
margin-bottom: 12px;
}
@media (min-width: 560px) { .ukcalc-elig-loan-summary { grid-template-columns: repeat(3, 1fr); } }
@media (min-width: 768px) { .ukcalc-elig-loan-summary { grid-template-columns: repeat(4, 1fr); } }
.ukcalc-elig-loan-item {
background: var(--uc-bg);
border: 1px solid var(--uc-border);
border-radius: 8px;
padding: 10px 12px;
display: flex;
flex-direction: column;
gap: 3px;
}
.ukcalc-elig-loan-item span { font-size: .72rem; color: var(--uc-muted); text-transform: uppercase; letter-spacing: .04em; }
.ukcalc-elig-loan-item strong { font-size: .95rem; color: var(--uc-text); font-weight: 700; }
.ukcalc-elig-loan-highlight {
background: #f0fdf4;
border-color: #bbf7d0;
grid-column: span 2;
}
@media (min-width: 560px) { .ukcalc-elig-loan-highlight { grid-column: span 1; } }
.ukcalc-elig-loan-highlight strong { color: var(--uc-green); font-size: 1.1rem; } .ukcalc-elig-apr-note {
font-size: .78rem;
color: var(--uc-muted);
margin: 0 0 16px;
padding: 8px 12px;
background: #fffbeb;
border: 1px solid #fde68a;
border-radius: 6px;
line-height: 1.5;
} .ukcalc-elig-section-title {
font-size: .875rem;
font-weight: 700;
color: var(--uc-blue);
margin: 18px 0 10px;
padding-bottom: 6px;
border-bottom: 1px solid var(--uc-border);
} .ukcalc-elig-lenders { display: flex; flex-direction: column; gap: 10px; margin-bottom: 4px; }
.ukcalc-elig-lender-card {
border: 1px solid var(--uc-border);
border-radius: 8px;
overflow: hidden;
}
.ukcalc-elig-lender-header {
display: flex;
justify-content: space-between;
align-items: center;
flex-wrap: wrap;
gap: 6px;
padding: 10px 14px;
background: var(--uc-bg);
border-bottom: 1px solid var(--uc-border);
}
.ukcalc-elig-lender-name { font-weight: 700; font-size: .875rem; }
.ukcalc-elig-lender-body { padding: 10px 14px; }
.ukcalc-elig-lender-row {
display: flex;
justify-content: space-between;
font-size: .82rem;
margin-bottom: 6px;
gap: 8px;
}
.ukcalc-elig-lender-row span  { color: var(--uc-muted); }
.ukcalc-elig-lender-row strong { font-weight: 700; }
.ukcalc-elig-lender-note {
font-size: .78rem;
color: var(--uc-muted);
line-height: 1.5;
} .ukcalc-elig-factor-bad { color: var(--uc-red) !important; } .ukcalc-elig-tips {
margin: 0;
padding-left: 18px;
font-size: .875rem;
line-height: 1.6;
}
.ukcalc-elig-tips li { margin-bottom: 6px; }