TMS

TMS is an expert writer in personal finance and budget management. TMS provides practical money-saving tips, strategies for reducing debt, and guidance for making smart financial decisions. In addition, TMS develops user-friendly financial calculators, including savings, tax, and mortgage calculators, to help users make informed financial choices.

Compare Fixed Rate Mortgages

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Compare fixed rate mortgage deals side by side to find the cheapest over your deal period. Our calculator factors in fees as well as the interest rate.

Offset Mortgage vs Savings Calculator

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Compare whether your savings work harder in an offset mortgage or a separate savings account. Our calculator shows you the real-world difference in pounds.

Extend Mortgage Term Calculator

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See how extending your mortgage term or switching to interest-only affects your monthly payments and total cost. Our calculator helps you weigh up the opti

Basic Mortgage Calculator

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Use our Basic Mortgage Calculator to estimate your monthly mortgage payments in the UK. Understand your costs and plan your budget effectively. Get instant results now!

Energy Bill Calculator

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Calculate your estimated annual gas and electricity bill under the current Ofgem price cap. Our Energy Bill Calculator helps you see whether switching tari

Loans Eligibility Calculator

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Check your eligibility across multiple UK lenders with one soft search. Our Loans Eligibility Calculator shows which personal loans you are likely to be ap

Cut Your Loan Costs Calculator

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Find out how much you could save by refinancing your existing loan at a lower rate. Our calculator compares your current loan against a new deal to show yo

Credit Card Repayment Calculator

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See how long it will take to clear your credit card balance and how much interest you will pay. Our Credit Card Repayment Calculator shows the cost of mini

Personal Loan Calculator

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Calculate your monthly repayments and total interest on a personal loan. Our Personal Loan Calculator helps you compare different amounts and terms to find

ISA Switch Calculator

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Find out whether switching your Cash ISA to a higher-rate provider is worth it. Our ISA Switch Calculator compares your current rate against the best avail

Ditch Your Fix Calculator

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Unlock potential savings with our Ditch Your Fix Calculator. See if paying an early repayment charge is worth it to switch mortgage rates in the UK. Calculate your best move today.

Safe Savings Checker

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Check whether your savings are protected by the FSCS up to £85,000 per institution. Our Safe Savings Checker helps you spread funds safely across providers
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